NetCredit Reviews | Read Customer Service Reviews of netcredit.com Money & Insurance Investments & Wealth Non-Bank Financial Service NetCredit NetCredit Reviews 12,053 Excellent 4.7 VERIFIED COMPANY netcredit.com Visit this website Write a review Filter Most relevant LL Listen Linda 1 review US 4 days ago Invited The person working with me to make my loan happen was quick, respectful and the process was hassle free. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. 5 Stars, 34.99% to 99.99%, depending on your state, 2.5 2022 Best Personal Loan Offers Compare Offers Both offer great features: Fast and secure online application process Funds the next business day or sooner No collateral needed On-time payments can build credit history Thanks for your awesomeness, Good review I asked about intrist rate she said it goes by fees I just dont want when loan pay off is here to find out the interest rate is compounded daily and end up paying 2000$ for a 1000$ loan. When you apply, advanced algorithms take a broader look at your finances to create an offer just for you. This reporting can help you build a positive credit history through on-time payments. Refer to the Rates & Terms page for your state for more information. The bottom line: NetCredit is a decent option for borrowers who don't have good credit, but you'll pay much higher rates than with other personal loan lenders. What is the company culture at NetCredit. Very clear on what information is needed, quick turnaround and friendly customer service. NetCredit was listed as a potential lender. While Digital Federal Credit Union may be a good option for some, others . How do I know I can trust these reviews about NetCredit? Should you need the help of a customer service representative whether it's for account management, technical help, or anything else you can call, email, or refer to the FAQs page on the website. Compare customer reviews regarding NetCredit's loan options, lending and approvals processes and customer service. Have a great day. They are very professional and funding took just one day. Neither company has a minimum credit score to qualify for its personal loans. Im very disappointed. These cookies will be stored in your browser only with your consent. I normally do not offer reviews, because everyone has a different opinion. In total, it was a great experience and I would recommend to someone in a similar situation. It may not have been reviewed, commissioned or otherwise endorsed by any of our network partners. For example, in Florida, the maximum loan amount is $5,000. CA residents: NC FINANCIAL SOLUTIONS OF CALIFORNIA, LLC d/b/a NetCredit is licensed by the Department of Financial Protection and Innovation. This line is available Monday - Friday 8 a.m. to 8 p.m. CT, and Satuday - Sunday 9 a.m. to 5:30 p.m. CT. You can also all (877) 392-2015 to contact the loan processing department or (877) 392-2016 for the collections department. Customer service was very helpful and all of my inquiries were handled professionally and personable. NetCredit reports to two credit bureaus, TransUnion and Experian. The conflicting information left me unsure, but the money came to account the next day. The application process was very easy and there were no hoops to jump through. Enjoy reading our tips and recommendations. Unsubscribe at any time. No phishing for NetCredit! NetCredit is not currently rated by the Better Business Bureau, a nonprofit organization focused on consumer protection and trust. Anyone can write a Trustpilot review. Feb 5, 2022 - Customer Service Representative in Salt Lake City, UT Doesn't Recommend Negative Outlook Pros -Individual Work Day (When working remote) Cons -Lack of communication and knowledge sharing between higher ups and subordinates. You'll need to send in basic information, such as your name, address, income, Social Security number and birthday to see what rate you'll get. Bills.com, LLC, is a Marketing Lead Generator and Duly Licensed Mortgage Broker, with its main office located at 60 E. Rio Salado Dr., Tempe, AZ 85281. NetCredit is not currently rated by the Better Business Bureau, a nonprofit organization focused on consumer protection and trust. I got my money quickly the next morning which was amazing. Upshaw immediately remits cash equal to 90% of the gross receivable amount and retains the remaining 10% to cover its factoring fee (equal to 4% of the gross amount of factored receivables) and any bad debts under the agreement's recourse provisions. Every time I call, great service. Contact Us Phone Banking: 570.961.5353 Call/Text: 570.961.5300 Translation Services Available. I appreciated the option of being able to choose my amount and being able to see what my monthly cost would be.THANK YOU. However, NetCredit has high interest rates and a potentially high origination fee. If you're on the fence with NetCredit, check out some of its top competitors. Get buying tips about Payday and Title Loans delivered to your inbox. No application, prepayment, or insufficient funds fees. I needed some extra cash for home repairs and netcredit got me taken care of! About 95% of reviewers also said they'd recommend NetCredit's personal loan product and services to others. Thank you, you have successfully subscribed to our newsletter! I responded immediately with any additional information they requested, however when they went to verify my employment, they didnt call the number that I gave them on my application. God bless you!!! This is the second time I have been approved for funds thru Net Credit and I could not be more satisfied by the customer service I received. Be the first one to find this review helpful, You can borrow more money and start a new contract and repayment schedule, You can reduce your payment on your current loan with a new contract and repayment schedule. It was very straightforward and quick. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. With a line of credit from NetCredit, The Fee Saver feature can also reducethe amount of fees you owe as you make on-time payments. While many of the products reviewed are from our Service Providers, including those with which we are affiliated and those that compensate us, our evaluations are never influenced by them. NetCredit has the wider range of loan terms, from six to 60 months. NetCredit is a subsidiary of Enova International, Inc., which is a member of FDIC. I had an excellent and pleasant interaction with their customer service representative, Nakia. Quick,simple and they make it easily. 603K020). Yes, NetCredit reports to TransUnion and Experian. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Good to deal with. This is the NetCredit company profile. NetCredit offers eligibility decisions in seconds. For more information about reviews on ConsumerAffairs.com please visit our FAQ. I would recommend others use your service. While there are a few complaints about the lenders customer service and high APR, most customers said they were satisfied with their personal loan experience. I also don't like the twice-a-month payments. Reginald Trammel. My representative, Michelle, was kind, helpful, knowledgeable, and patient. At risk of having another hard inquiry on my credit record, I applied. as well as other partner offers and accept our. LendingTree does not include all lenders, savings products, or loan options available in the marketplace. 2 reviews. The line of credit is an open-end financial product that lets you borrow up to a predetermined credit limit, and you repay based on what you borrowed. Lines of credit range from $500 to $4,500 and give customers ongoing flexibility to take cash advances up to their available limit. Look forward to stay with NETCREDIT. Customer reviews mention the ease of the application process and how quickly funds were received. Awesome service. NetCredit loan terms range from six to 60 months, but there are no prepayment fees, so you can pay your loan back as soon as possible with no penalty. If you're wondering if this is a company you can work with? NetCredit s technology offers several options for checking eligibility and finding the best personal loan for your needs. Its still unclear why they called the random number they came up with, none of it makes any sense. Thanks. The application process was very easy and there were no hoops to jump through. It was not a large loan, however it helped me out tremendously. The company's APR range is from 34.99% to 99.99%, depending on your state. Didnt believe they would consider me,but they made it happen.Able to catch up on bills.very nice. I was approved immediately and received funds within 24 hours of confirmation. This website uses cookies to improve your experience while you navigate through the website. Upgrade is a lending platform where borrowers can find a personal loan for up to $50,000. We are the only BaaS provider that enables . Verification can help ensure real people write reviews about real companies. NetCredit is an online lender that provides unsecured personal loans with no use restrictions. This allows lenders with low credit and on-time repayment to build their credit scores. All rights reserved. Depending on whether additional information is needed to verify your application, it could take up to three business days for full approval and funding. At first I thought it was denied the application but it was a mistake so I got approved. Borrowers can also get their money quickly usually by the next business day. You can borrow more money and start a new contract and repayment schedule, You can reduce your payment on your current loan with a new contract and repayment schedule. CU. At Bills.com, we strive to help you make financial decisions with confidence. He graduated from Northwestern University and has previously written for The Boston Globe. Thank you and I will highly recommend you to all friends and family. Email: info@netcreditunion.com Please dont send secure information, Student Loans: 1.800.723.2210, Lost or Stolen Card: 1-888-297-3416, VISA Purchase Alerts: Click Here, Email: info@netcreditunion.comPlease dont send secure information, ScoreCard Rewards Program:1.800.854.0790 orClick Here. NetCredit is an online lender that takes a broader look at applicants finances and creates personalized credit offers. Borrowers who use Upstart may find APRs that are significantly lower. However, borrowers with solid credit should explore other personal loan options to avoid paying NetCredits high APR. NetCredit offers personal loans and lines of credit. Synapse's unified platform provides industry compliant payment, card issuance, deposit, lending, credit, investment and crypto products through simple APIs. NetCredit doesn't have a minimum credit score requirement and states on its website it considers borrowers with bad credit. Great experience! Yes, NetCredit reports to TransUnion and Experian. I needed help badly and they came to the rescue without hesitation. Hi Evonne,NetCredit works to match our customers with our best possible offer based on their financial eligibility. Many or all of the offers on this site are from companies from which Insider receives compensation (for a full list, 2.5 out of Thanks. Our content is intended to be used for general information purposes only. Sales Manager. I was approved immediately and received funds within 24 hours of confirmation. Combined, more than 500 LendingTree borrowers have given the lender 4.6 out of 5 stars. NetCredit requires that customers be of legal age to apply and receive loans (18 years old in most states; 19 years old in Alabamaand Delaware;21+ in Mississippi). The availability of each product may vary by state. The NetCredit loan process takes place entirely online. I will always keep NetCredit in mind, whenever I need a credit lender. Once you receive the funds, you must make payments on the loan. A link has directed you to this review. Depending on your state, your loan may be originated by NetCredit or one of its partner lenders. Most consumer advocates say 36% is the highest annual percentage rate a loan can have and still be considered affordable. I waited for 3 days for my application to be processed. Super quick and easy company to deal with. LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). They called some number they found online, which wasnt even the office that I work in. It goes against our guidelines to offer incentives for reviews. A link has directed you to this review. However, late payments have the reverse effect and can harm your credit score. ConsumerAffairs is not a government agency. Osose is an asset to the business. This website uses cookies to improve your experience while you navigate through the website. Here are 8 tips for writing great reviews. The ability to prequalify also makes Upgrade worthy of consideration as you shop around and compare loans from multiple lenders. Fig Loans and NetCredit both don't have credit score minimums. 2023 Trustpilot A/S. The interest rate was a little higher than I wanted, but that is why I got this loan. Great experience! Your card will be activated and . NetCredit is best for customers with low credit scores or slim credit profiles who do not qualify with a traditional lender. You can always email us at support@netcredit.com as . This one-time, nonrefundable fee is deducted from the loan. Thanks for the help. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. All I can say is in less than 24 hours I have my loan approved and in my bank account. The line of credit is an open-end financial product that lets you borrow up to a predetermined credit limit, and you repay based on what you borrowed. All Rights Reserved. In need of a fast loan? NetCredit is more than willing to address any outstanding questions **************** may have, as such, we ask that he please contact our customer service department at ************ for. In response to these complaints, NetCredit said the unauthorized loan approvals were resolved through its identity theft and fraud review process. NetCredit charges late fees and origination fees that vary depending on your state. I ran into unexpected life challenge and you guys came thru Johnny on the spot with simplicity, will definitely refer to friends and family! Pay off sooner, you win both ways! This category only includes cookies that ensures basic functionalities and security features of the website. Copyright 2022 Consumers Unified LLC. Find out if youre eligible for a loan or line of credit on the company website without affecting your credit score. Like NetCredit, Avant offers an easy online application process and rapid funds disbursement. Borrow an amount that meets your needs and repay in a way that works for your financial situation. I was able to pay off and was pleased that it was fast and easy. Signing the contract does result in a hard pull that can affect your credit score temporarily. If you submit an application before 7:00 a.m. CT Monday through Friday, you may receive your funds the same business day. 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